Everyone should throw away all their other ATM cards for this little, white one!
It is the best American ATM card for travelers and daily use
12 Reasons to get a Charles Schwab ATM card:
- No International transaction fees⇐
- Charles Schwab bank will return all your ATM fees at the end of every month due to there being no Charles Schwab ATM’s
- No account minimums
- You can set up this account for investing reasons, as well, or just for personal day-to-day use
- Everything can be done online or through the app (One can also visit their local branch for in-person help)
- 0.15% APY on your account balance
- One can deposit checks from anywhere with Schwab Mobile Deposit™
- A free Schwab Bank Visa® Platinum Debit Card and free standard checks
- FDIC insurance up to $250,000
- A linked Schwab One® Brokerage Account
- One can link: Android Pay, Apple Pay®, Microsoft Wallet, and Samsung Pay when you set up your compatible devices
- Convenient and more secure online purchases when you enroll your Schwab Bank Visa® Platinum Debit Card with Visa Checkout
|Charles Schwab Bank||Bank of America||Chase||Citibank||Wells Fargo|
|Checking Account||High Yield Investor Checking||Interest Checking||Premier Plus Checking||Priority Interest Checking||Preferred Checking|
|Annual Percentage Yield||0.15%
Earn at least 4X more at Schwab Bank
Below $50K: 0.01%
$50K – $99,999:
Below $500: 0.0%
|Minimum Balance Required to Waive Monthly Fee||$0
Must be linked to a Schwab One®brokerage account.
|$10K minimum daily balance||$15K minimum daily balance||$50K Minimum Daily Balance||$10K minimum daily balance|
|ATM Fee Rebates||Unlimited||No||Limited||Waived||Limited|
|Foreign Transaction Fees||$0||3% of transaction amount||3% of transaction amount||3% of transaction amount||3% of transaction amount|
More information about the above accounts will be found on the competitor websites.
*We are not a paid advertisement for Charles Schwab. We just enjoy their ATM card benefits and would like to pass on the information to others.