The Best American ATM Card for Travelers

Everyone should throw away all their other ATM cards for this little, white one!

It is the best American ATM card for travelers and daily use 

12 Reasons to get a Charles Schwab ATM card:

  1. No International transaction fees⇐
  2. Charles Schwab bank will return all your ATM fees at the end of every month due to there being no Charles Schwab ATM’s
  3. No account minimums
  4. You can set up this account for investing reasons, as well, or just for personal day-to-day use
  5. Everything can be done online or through the app (One can also visit their local branch for in-person help)
  6. 0.15% APY on your account balance
  7. One can deposit checks from anywhere with Schwab Mobile Deposit™
  8. A free Schwab Bank Visa® Platinum Debit Card and free standard checks
  9. FDIC insurance up to $250,000 
  10. A linked Schwab One® Brokerage Account
  11. One can link: Android Pay, Apple Pay®, Microsoft Wallet, and Samsung Pay when you set up your compatible devices
  12. Convenient and more secure online purchases when you enroll your Schwab Bank Visa® Platinum Debit Card with Visa Checkout 

Checking Accounts: How Schwab Bank Compares to the Competition

Charles Schwab Bank Bank of America Chase Citibank Wells Fargo
Checking Account High Yield Investor Checking Interest Checking Premier Plus Checking Priority Interest Checking Preferred Checking
Annual Percentage Yield 0.15%

Earn at least 4X more at Schwab Bank


Below $50K: 0.01%

$50K – $99,999:

$100K+: 0.02%

0.01% 0.03% 0.01%

Below $500: 0.0%
$500+: 0.01%

Monthly Fee $0 $25 $25 $30 $15
Minimum Balance Required to Waive Monthly Fee $0

$10K minimum daily balance

$15K minimum daily balance

$50K Minimum Daily Balance

$10K minimum daily balance

ATM Fee Rebates Unlimited No Limited Waived Limited
Foreign Transaction Fees $0 3% of transaction amount 3% of transaction amount 3% of transaction amount 3% of transaction amount

*We are not a paid advertisement for Charles Schwab. We just enjoy their ATM card benefits and would like to pass on the information to others.

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